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  ڰ ݵ ؾ ϵ

4 н ϸ ȸ ϴ ڵ鿡 Ѵ. ʾ ϱ⿡ ̶ ȸ ʳ Թϴ ׵ п ϸ غ ΰ DZ⸦ ̴.

ϸ鼭 ϴ ƴϸ п ϴ ٰ ο غؾ ϵ 4 ڱݺ ް ϴ ؾ ϵ ִ. ڱݺ ׷Ʈ б ڸ ޾Ҵ ׵ ڸ ϴ Exit Counseling, Payment ϴ Loan Deferment, ٸ ڵ ϳ Loan Consolidate ؾ Ѵ. ؾ ϴ ˾ Ѵ.

Exit Counseling

̰ ϰ ǹǷ ̻ ڰ ʿ ʹ ϸ鼭 ˾ƾ ׵ ʼ̴. ǻ͸ Ͽ online п site ִ.

Loan Deferment

θ ϴ ڿʹ ޸ л ϳ ٷ ںδ ִٴ ̴. л п ϰ Ǹ п ٴ ڿ п ִ. Ǵ ȿ ߻ϴ ڴ ο ֹǷ л ƹ δ ʴ´. п ϴ л пл Defermentû ޾ ڸ ϴ ִ.

Loan Consolidation

Loan Consolidation п ٴ η ڵ ϳ ϰ ֵ ϴ ̴. Consolidation ִ ڿ Federal Stafford Loan, Federal Direct Loan, Federal Perkins Loan, Federal Plus Loan ִ. ڸ consolidationϱ Consolidation Loan Ȯ ظ ϰ ־ Ѵ.  ڳ п ϴ Ư ؾѴ.

(1) Federal Stafford Loan Federal Perkins Loan (Subsidy)̴. ٽ ϸ л б ȿ ڰ ߻ ʴ´. ڳడ п ϸ Loan Deferment ûϿ ̷ ִ. ׷ Consolidation ϸ ̾߱Ⱑ ޶. Stafford Loan Consolidation ϸ Subsidy ״ Perkins PLUS Բ ConsolidationǸ Subsidy .

(2) Perkins Loan ־ ϳ cancellation() . лڸ ִ ִµ, л ҵ б̳ ȣ ٹϴ , Peace Corp ϴ , ڱݾ Ǵµ, Perkins Loan Consolidation ϸ Ǵ . Stafford Loan Consolidation ص ȿϴ.

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